Privacy Policy

Our Commitment to Members

Latvian Heritage Federal Credit Union (LHFCU) is a member-owned, not-for-profit financial institution committed to providing quality service, convenience, and competitive financial products to meet the needs of our members. We are continually updating the information provided on our website to ensure that all information presented is current and accurate. However, this information should be construed only as a guideline and is subject to change without notice.

External Links

We have posted a few links to other related websites that we feel may be of interest or use to you. The addition of these links is not to be construed as an endorsement of any services offered by these sites. LHFCU does not control the content of these links and therefore assumes no responsibility for the availability or content of these sites, nor is it responsible for the privacy practices of such websites.

Email Sign-Up / Newsletter

Your submission of an email address signifies your acceptance of email messages from LHFCU. LHFCU does not rent, sell, or share your email addresses with others. LHFCU provides opt-in opportunities for all email lists that you choose to receive. We use your email addresses to confirm your subscription and the validity of the provided addresses. Your reply to the confirmation emails is necessary for completing your subscription to any email list. LHFCU provides its users with the opportunity to opt out of receiving communications from us. All email list welcome messages contain the information necessary for removal from the list. Removal from all lists is instant and automated.

Notification of Change

If we decide to change our privacy policy, we will post those changes to this privacy statement, the homepage, or other places we deem appropriate, so our users are always aware of what information we collect, how we use it, and under what circumstances. We will use information in accordance with the privacy policy under which the information was collected.

USA Patriot Act Identity Verification Notice

On October 26, 2001, President Bush signed into law the U.S.A. Patriot Act. The purpose of this law is to help protect you, your family, and our country from terrorism. Preventing terrorist financing is one way we can help prevent terrorism. We want you to know that section 326 of this Act requires LHFCU to verify the identity of all new credit union members. We must also verify the identity of members and non-members added as signatories to, and who have access to, new or existing deposit accounts and loans. We must also retain copies of all documents used to verify your identity.
If you are an existing member who joined LHFCU before the U.S.A. Patriot Act rules became effective, we may also need to verify and retain copies of any documents used to verify your identity when you request a new deposit, apply for a loan, or are added as a signatory to a new or existing deposit or loan account. We ask for your understanding as we work to support these efforts to maintain the security of your funds and our country. If you have any questions or concerns about our identity verification policies, please feel free to contact us.

Opt-Out Information

Latvian Heritage Federal Credit Union (LHFCU) is committed to protecting your privacy. If you wish to opt out of receiving communications from us, you can do so at any time. All email communications from LHFCU include an opt-out link that allows you to remove yourself from our email lists instantly and automatically. If you have any concerns about your privacy or need assistance with opting out, please contact us directly at [insert contact information] for further support. Your privacy and choice are important to us, and we strive to make it easy for you to manage your preferences.